Cash & Coffee | Smart Ways to Save for Your Child’s College | 529 vs ESA скачать в хорошем качестве

Cash & Coffee | Smart Ways to Save for Your Child’s College | 529 vs ESA

In this episode of Cash and Coffee, hosts Kaitlyn Blum and Kayla Tenboer-Sipes talk about smart ways to save for a child’s or loved one’s college education. From Education Savings Accounts (ESAs) to 529 Plans, they break down what each option offers, who qualifies, and how to get started. Kayla shares practical advice on why it’s important to focus on your own financial foundation first, including building an emergency fund and investing in your retirement before setting up an education fund. The episode also covers the flexibility of these plans, which can be used not only for college but also for trade schools, community colleges, and even K–12 tuition. Grab your coffee and join Kaitlyn and Kayla as they make financial planning easy to understand and achievable for everyone. ☕ Topics Covered: • Education Savings Accounts (ESAs) vs. 529 Plans • Tax advantages of education savings • How and when to start saving for education • Using funds for trade schools, community colleges, and more • Why retirement should come before college savings 👉 Don’t forget to like, share, and subscribe for more local stories from Rock Falls and beyond. 🎧 Listen to the full podcast and explore more at https://theradar.online 🎤 Timestamps & Highlights: 00:25 – Introducing Cassie Wells & Helping Hands Food Pantry 00:46 – Mission: Serving with dignity & sharing God’s love 01:13 – Growth in community need: doubling guests in months 01:32 – How the pantry works: self-shop model 02:34 – Reducing waste & donating leftovers 03:13 – Providing dignity through choice & snacks for kids 03:59 – Challenges: meat supply & paper products 05:08 – How the community can support Helping Hands 05:27 – Location & pantry details 05:48 – Upcoming rib dinner fundraiser 06:47 – Other ways to donate & support 07:20 – Understanding food insecurity 08:04 – Fun question: Pantry items on a deserted island 08:40 – Urgent needs 09:23 – New projects 10:10 – Future fundraisers Follow us on all social media platforms below:   / radarfreepress      / @radarfreepress   https://open.spotify.com/show/0dOeaVg... https://podcasts.apple.com/us/podcast... https://www.iheart.com/podcast/269-al... https://rumble.com/radarfreepress   / radarfreepress   https://x.com/radarfreepress   / radarfreepress   https://www.threads.net/@radarfreepress #college savings, #529 plan, #education savings account, #ESA, #investing for education, #financial planning, #saving for college, #retirement first, #money tips, #Cash and Coffee, #personal finance, #college fund, #smart investing, #family savings