RBI Crackdown 🚨 | ICICI & HDFC Bank Penalized? New PSL Norms Explained скачать в хорошем качестве

RBI Crackdown 🚨 | ICICI & HDFC Bank Penalized? New PSL Norms Explained

RBI Crackdown 🚨 | ICICI & HDFC Bank Penalized? New PSL Norms Explained The Reserve Bank of India (RBI) has issued a strict directive to tighten Priority Sector Lending (PSL) norms, mandating "External Auditor Certification" to prevent data loopholes. This move comes immediately after major lenders like ICICI Bank and HDFC Bank were ordered to set aside thousands of crores for misclassifying agricultural loans. In this video, we decode the technical difference between "On-Lending" and "PSLCs," explain why the RBI took this step, and update your Static GK with the latest PSL targets for 2026. Target Exams: 🎯 RBI Grade B (Phase 1 & 2) 🎯 SBI PO & Clerk 🎯 IBPS PO & Clerk 🎯 UPSC CSE (Economy - GS III) 🎯 RRB Scale 1 Officer 🎯 Regulatory Body Exams (SEBI/NABARD) What is Covered: ✅ The Breaking News: Why RBI has mandated External Auditor Certification for banks. ✅ The Trigger Event: Analysis of the ₹1,283 Cr & ₹500 Cr provisioning orders for ICICI & HDFC Bank. ✅ Concept Clarity: The difference between "On-Lending" (the issue) and "PSL Certificates" (PSLC). ✅ The Loopholes: How "Double Claiming" and "Evergreening" of loans happen in the banking system. ✅ Static GK Update: Revised PSL Targets for Small Finance Banks (SFBs) and Domestic Banks. Conclusion: Understanding the nuance between On-Lending and PSLC is critical for both objective and descriptive exams this year. Watch the full video to clear your concepts and update your notes. Hashtags: #RBI #bankingawareness #PrioritySectorLending #PSL #ICICIBank #HDFCBank #RBIGradeB2026 #BankPO #Economy #UPSC #CurrentAffairs #FinancialInclusion #BankingExams #StudySmart #RBIUpdate