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As we head deeper into 2026, financing is driving more real estate decisions than ever—and that puts appraisals front and center. In this episode, Chip Collins and Chris Sanders, trusted real estate experts in Hilton Head Island and Bluffton, SC, break down what buyers, sellers, and homeowners really need to understand about the appraisal process as interest rates shift and financed deals continue to rise. This is a practical, behind-the-scenes conversation that clears up common misconceptions, explains why appraisals matter more than you think, and shows how preparation and professionalism can keep deals on track—even when challenges pop up. Key market insights & topics discussed: Over 50% of local transactions are now financed, with expectations of continued growth in 2026 Why the sales comparison approach drives residential appraisals Who orders the appraisal, who pays for it, and who the appraiser actually works for How agents and sellers can support accuracy without influencing value What really happens when a property doesn’t appraise at contract price The proper process for reconsideration of value and appraisal reviews Whether you’re buying, selling, refinancing, or just staying informed about the Lowcountry real estate market, this conversation offers timely insight into one of the most misunderstood parts of the transaction. 👉 Subscribe for more expert insight on Hilton Head Island & Bluffton real estate 👉 Contact Chip Collins & Chris Sanders for trusted local guidance § SEARCH HOMES FOR SALE IN HILTON HEAD, BLUFFTON & BEAUFORT Hilton Head Real Estate | Bluffton SC Real Estate | Collins Group Realty § ⭐ NEED A REALTOR RECOMMENDATION? We can put you in connection with a real estate agent we know and trust, anywhere in the U.S. National Real Estate Agent Finder | Hilton Head Real Estate :: Collins Group Realty § _______________________________________________ § ➡️ FOLLOW US Instagram ► / collins_group_realty § Facebook ► / CollinsGroupRealty § LinkedIn ► / collins-group-realty § YouTube ► / @CollinsGroupRealty § ➡️ CONTACT US Info@CollinsGroupRealty.com / (843) 341-6300 § _______________________________________________ #HiltonHeadRealEstate #BlufftonSC #RealEstateAppraisal #LowcountryRealEstate #2026HousingMarket #ChipCollins #ChrisSanders