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Assuming a Mortgage

Assuming a Mortgage Whether you're a buyer or seller or a realtor, you have probably heard loan assumption, or assuming a mortgage a few times recently. The general idea is that a buyer can come in and take over a seller's loan with the exact same conditions and terms. Yes, potentially this means a buyer in today's market could assume a loan with a lower interest rate! So, how does this work? How can I find out if a seller's loan is assumable? What loan programs allow for this? What are the risks and benefits? All these questions and more are answered in today's market update. Realtors save this video for future reference; this may be a new way to advertise on your listings!