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On this week’s The Big Picture, Bob Broeksmit, President and CEO of the Mortgage Bankers Association (MBA), joins the show for a wide-ranging conversation on the forces shaping mortgage banking right now. From reflections on industry leadership and legacy to insights coming out of the MBA Independent Mortgage Banking Conference, Bob offers a candid look at where the industry stands and what’s rising to the top of the priority list. We dig into the ongoing debate around proposed credit score changes, the regulatory and political dynamics influencing housing policy, and how administrative actions differ from legislative reform. The conversation also touches on MBA’s advocacy efforts around affordability, condo insurance, loan officer compensation, servicing rules, and RESPA. With decades of experience and a clear view from Washington, Bob brings thoughtful context and practical perspective to the issues lenders and servicers are navigating today.