Charlie Munger's 15 Rules That Made Me Wealthy (After 90 Years) - Nobody Does These скачать в хорошем качестве

Charlie Munger's 15 Rules That Made Me Wealthy (After 90 Years) - Nobody Does These

I'm going to save you a lot of trouble. After 90 years, I've learned the road to wealth isn't paved with genius—it's paved with avoiding stupidity. Most people spend their lives trying to be brilliant, trying to time the market and outsmart the system. It's nonsense. In this video, I break down 15 proven rules for building wealth that aren't secrets—they're just obvious things nobody bothers to do. 🎯 THE 15 WEALTH-BUILDING RULES: The Locus of Control - Take responsibility or stay broke The Rule of 72 - Understanding compound interest The Gap - Live below your means (70/30 rule) Avoid the Chains - Why debt is financial slavery The Lattice Work - Build mental models from multiple disciplines Emotional Discipline - Don't follow the market's mood swings Play the Long Game - Delayed gratification wins Inversion - Solve problems backward Circle of Competence - Know what you don't know Opportunity Cost - Every yes is a no to something else Incentives - Follow the money to predict outcomes The Daily Practice - Read and learn constantly Reliability - Trust is the currency of business Avoid Envy - The stupidest deadly sin The Lollapalooza Effect - When rules combine, results explode ⏱️ TIMESTAMPS: 0:00 - Introduction: Avoid Stupidity, Not Genius 0:39 - Rule #1: Locus of Control 1:08 - Rule #2: Rule of 72 (Compound Interest) 1:35 - Rule #3: The Gap (70/30 Rule) 1:57 - Rule #4: Avoid Consumer Debt 2:18 - Rule #5: Lattice Work of Mental Models 2:41 - Rule #6: Emotional Discipline 3:03 - Rule #7: Play the Long Game 3:19 - Rule #8: Inversion Thinking 3:45 - Rule #9: Circle of Competence 4:05 - Rule #10: Opportunity Cost 4:23 - Rule #11: Incentives Drive Behavior 4:45 - Rule #12: Daily Learning Practice 5:03 - Rule #13: Reliability is Everything 5:20 - Rule #14: Avoid Envy 5:39 - Rule #15: The Lollapalooza Effect 5:56 - Conclusion: Simple Works 💡 KEY TAKEAWAYS: ✅ Wealth comes from avoiding mistakes, not finding secrets ✅ The 70/30 rule: Live on 70%, save 30% ✅ Compound interest is the eighth wonder of the world ✅ Consumer debt keeps you working for banks ✅ Reading daily compounds wisdom over decades ✅ Reliability is rarer than intelligence 📚 RELATED CONCEPTS: Charlie Munger's mental models Warren Buffett's investment philosophy Delayed gratification and marshmallow test Financial independence and FIRE movement Stoic philosophy and emotional control 👍 If this saved you from financial mistakes, hit the like button! #WealthBuilding #FinancialFreedom #CharlieMunger #PersonalFinance #MoneyMindset #PassiveIncome #CompoundInterest #FinancialIndependence #InvestingForBeginners #MoneyRules 🔔 Subscribe for more timeless wealth-building wisdom 💬 Comment: Which rule resonated most with you?