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Are you ahead or behind on net worth for your age? This updated breakdown uses the most current 2026 data to show you exactly where Americans stand — and where you should be heading. Most people have no real idea how their financial situation compares to others their age. Average net worth numbers get thrown around constantly, but they are almost always skewed by a small group at the very top. In this video, I use the most recent data from Empower, updated January 2026, to show you the honest median net worth numbers for your 20s, 30s, 40s, 50s, and 60s — the numbers that actually represent where most people stand, not the outliers. Beyond the data, I break down the specific financial goals you should be working toward in each decade, using T. Rowe Price and Fidelity benchmarks that give you a realistic target based on your income. I show you the biggest wealth-building mistakes people make in each age group, the catch-up tools available in your 50s that most people completely overlook, and how Social Security timing alone can shift your retirement picture by a significant amount. By the end of this video, you will know exactly how your net worth compares to your peers, what your actual savings target should be right now, and the highest-impact move you can make in your specific decade to close any gap. 📌 Disclaimer: This video is for educational and entertainment purposes only and does not constitute financial advice. #financialfreedom #personalfinance #investing