Loan File Processing Training: Credit Pulls, 1003, AUS & XML Submission | 3.3.26 скачать в хорошем качестве

Loan File Processing Training: Credit Pulls, 1003, AUS & XML Submission | 3.3.26

If your loan files keep getting kicked back by underwriting, this training is for you. In this session, we walk through the full loan file processing workflow from the loan officer’s perspective — including credit pulls, completing the 1003 correctly, running AUS (DU/LP), and exporting/importing XML files. Clean submissions reduce underwriting delays and increase approval speed. Topics Covered • How to properly order and import credit reports • CTI vs KCB credit selection • Avoiding trigger lead issues • Completing the 1003 in Calyx Point (section-by-section) • Assets, liabilities, REO, and employment setup • Proper handling of TBD properties • Exporting and importing XML (3.4 format) • Preventing duplicate DU submissions • Running Desktop Underwriter (DU) correctly • Credit & underwriting vs underwriting only • How to review DU findings • Identifying Approved Eligible vs Approved Ineligible • PIW / Appraisal Waiver eligibility • Cash to close and reserve calculations • FHA, VA, and Mobile Home considerations • Why clean submissions prevent underwriting delays Key Takeaway Clean files close faster. Miscommunication kills momentum. Loan officers must understand processing. If you want fewer resubmissions and smoother approvals, this training is essential. Comment “PROCESSING” if this helped. Subscribe for weekly loan officer training, mortgage workflow strategies, and real deal structuring insights. #LoanOfficerTraining #MortgageProcessing #1003Training #DesktopUnderwriter #MortgageBrokerLife #LoanProcessing #MortgageEducation