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Seeking benefits for a disability is a complex, overwhelming process that’s filled with pitfalls. A qualified guide can help you navigate the obstacles and avoid common mistakes (like filing an appeal on the last possible day). Marc Whitehead is a disability attorney based in Houston, TX who helps people throughout the United States. In this video, he answers all your questions about seeking benefits and appealing a denied claim. Reach him directly at 888-367-1611. Learn more at his AskTheLawyers.com profile: https://bit.ly/2Of72OH Topics covered in this video: 0:40 - What is long term disability insurance? 1:37 - Does “inability to work” mean that you can’t perform ANY job, or just your own job? 3:15 - What’s the difference between Social Security Disability and long term disability? 6:45 - How does someone apply for long term disability insurance? 7:40 - Are most disability claims denied? 8:58 - Why would a claim be denied? 10:15 - Can you appeal a denied claim? 11:47 - What if the claim is denied twice (a final denial)? 13:07 - When do you get an attorney involved? 14:46 - If I have 180 days to appeal, when should I start the process and get an attorney involved? 18:19 - What else should people know about long term disability? 20:19 - How much does it cost to hire a disability attorney? 20:42 - Do you represent clients throughout the country? Disclaimer: This video is for informational purposes only. In some states, this video may be deemed Attorney Advertising. The choice of lawyer is an important decision that should not be based solely on advertisements.