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#RetireAt65 #CanadaRetirement #CPP Planning to Retire at 65 Avoid These 10 Canadian Financial Mistakes Welcome my YouTube channel Canada Pension Policy, where we help everyday Canadians make smarter decisions about retirement, pensions, and government benefits. ⚠️ Planning to retire at 65? This video could save you thousands of dollars. Many Canadians reach retirement age believing they’ve done everything right — only to discover costly financial mistakes that quietly drain their savings year after year. In this must-watch video, we break down the 10 most common and most expensive financial mistakes Canadians make when retiring at 65, including: ✅ When to take CPP — early, on time, or delayed ✅ How OAS clawbacks can silently reduce your income ✅ Why ignoring GIS could cost low-income seniors over $1,000 per month ✅ Smart RRSP and RRIF withdrawal strategies ✅ How pension income splitting can lower your taxes ✅ The real cost of healthcare in retirement ✅ Why retiring with debt is more dangerous than most realize ✅ How long your money really needs to last ✅ Emotional decisions that derail retirement plans ✅ Why an outdated estate plan can create chaos for your family 🇨🇦 Canada’s retirement system is complex, filled with rules, thresholds, and timing traps. The good news? With the right planning, you can avoid these mistakes and retire with confidence instead of stress. 👉 Watch until the very end — mistake number 10 catches almost everyone off guard. If you find this video helpful, please like, subscribe, and turn on notifications so you never miss critical updates on CPP, OAS, GIS, taxes, and retirement strategies in Canada. 💬 Comment below: Which mistake surprised you the most? Or are you approaching 65 and unsure what to do next? I read every comment, and your questions often inspire future videos. Thank you for watching Canada Pension Policy — plan wisely, retire confidently, and enjoy the retirement you’ve earned. #OAS #GIS #CanadaPensionPolicy #CanadianSeniors #RetirementMistakes #RetirementPlanning Disclaimer: This channel is for educational and informational purposes only. Canada Pension Policy is not affiliated with the Government of Canada. Pension rules and policies may change. Always consult official government sources or a qualified advisor for confirmation.