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Find out why Florida homeowners are paying thousands more for insurance in this eye-opening video. Learn what you need to know about home insurance to protect your investment. That’s why I sat down with Christian Hervia, a Florida insurance expert and franchise owner at John G Insurance, to give you the must-know insights about navigating the Florida insurance market in 2025. 👉 In this video, you’ll discover: ✅ Why Florida homeowners insurance rates are increasing ✅ How recent insurance reforms and laws are impacting coverage ✅ What’s really covered in your policy — and what’s not ✅ Insider tips to lower your premiums and save thousands ✅ Smart strategies for hurricane season insurance prep Whether you're a first-time homebuyer in Florida, a long-time resident, or just want to protect your property, this is the ultimate Florida home insurance guide you can’t afford to skip. ====== ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ If you have any questions about home insurance, contact: Cristian Hervia 📲 Call or Text us: (786) 487-6580 📩 Email: [email protected] 🤔Thinking of Moving to Miami Florida? 📝 Let Us Help! 📲 Call or Text us: (305)905-1517 📩 Email: [email protected] ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ====== 00:00 Why Florida Home Insurance Is a Must 02:05 Meet Insurance Expert Christian Hervia 02:26 Why Are Florida Home Insurance Rates Skyrocketing? 06:12 Home Insurance Fraud in Florida Explained 08:48 Why Insurance Companies Are Leaving Florida 11:14 When Is Citizens Insurance Your Only Option? 13:03 New 2024 Laws Helping Florida Insurance Rates 15:30 Biggest Red Flags When Buying Home Insurance 18:31 What Does Florida Home Insurance Actually Cover? 20:04 How to Insure Jewelry, Art, and Valuables 20:55 Hurricane Insurance vs. Flood Insurance 22:25 Essential Questions to Ask Your Insurance Agent 23:33 What to Check in Your Policy Before Hurricane Season 28:42 Biggest Insurance Mistakes Before Hurricanes 31:00 Why You Need Home Inventory Before Storms 31:48 Why You Should Tell Your Insurer About Renovations 33:16 What’s a Normal Home Insurance Premium in Florida? 36:45 When Is Hurricane Coverage Required? 38:05 What Impacts Florida Home Insurance Costs the Most? 40:55 How to Lower Your Florida Home Insurance Premium 42:41 Why You Should Buy Insurance Before Hurricane Season 44:25 Expert Tips for Buying Insurance During Hurricane Season 45:59 How Insurance Affects Your Mortgage in Florida 47:08 Final Thoughts & Cristian Contact We get calls and emails every day from people just like you, looking for help making their move to Miami Florida and we absolutely love it.😍 Whether you are moving in 9 days or 90 days, give us a call☎, shoot us a text📝, or send us an email📨 so we can help you make a smooth move to Miami, Florida. If you want to know everything about living in Miami Florida and the surrounding areas, then subscribe ▶ and tap the bell🛎 for notifications so you can be the first to know about the current market in Miami Florida.😁 And don't forget to follow me on Instagram and keep an eye on my blog: / lifeinmiamiflorida https://lifeinmiamiflorida.com/blog/ ▶ Subscribe 👉 / @lifeinmiamiflorida