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Margaret from Calgary lost $2,000 in OAS clawbacks because she saved for retirement. Eleanor from Newfoundland lost $4,000 when her husband died. Robert from Winnipeg was losing money every year until he learned ONE simple strategy. Now? They're all keeping their full Old Age Security. And you can too. This video reveals 5 legal, proven strategies to stop the OAS clawback from eating away at your retirement income. No tricks, no loopholes - just smart tax planning that's available to every Canadian. 🔑 KEY POINTS: The 2025 OAS clawback threshold is $90,376 You lose 15¢ for every $1 over the limit At $148,151, your OAS is completely gone But you can legally lower your taxable income and keep your benefits I'll show you how to use pension splitting, TFSA strategies, RRIF planning, capital gains management, and more to protect what's rightfully yours. You played by the rules your whole life. You saved responsibly. You paid your taxes. You shouldn't be punished for doing everything right. 📌 WATCH NEXT: CPP at 60, 65, or 70? When to Take It: [Link] GIS Eligibility: Are You Missing Out?: [Link] 💬 COMMUNITY: Drop a comment and tell me what city you're watching from! I love connecting with viewers across Canada. ⭐ If this video helped you, please LIKE and SHARE it with other Canadian seniors who need to see this information. Subscribe to Canada Pension Plan for weekly updates on retirement benefits, government programs, and money-saving strategies. #CanadianSeniors #OASClawback2025 #PensionIncomeSplitting #RetirementTips Disclaimer: The content on this channel is shared for general information only and is not official government advice. This channel is not affiliated with the Government of Canada. Please confirm all details through official sources before making any financial or retirement decisions. 👉 Subscribe for regular updates and simple explanations about CPP and Canadian retirement benefits.