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Join me on this episode of Purpose-Driven Investment Podcast where I sit down with Mike Davis, who discovered an innovative way to apply creative financing to vehicles. What started as solving his own car buying challenge has grown into something that's helping many others access vehicles without traditional financing. Mike (The Subto Car Guy) walks us through how he's taken the creative financing strategy we use in real estate and adapted it for vehicles, boats, and even small aircraft. He shares how this started with a personal need and has now evolved into an AI-driven platform making creative financing more accessible. What You'll Learn: How creative financing works differently for vehicles The essential steps to protect both buyers and sellers What you need to know about insurance and titles A practical approach to vetting deals How technology is making creative financing easier The future of AI in vehicle financing Key Takeaways: Why creative financing can work better than traditional methods Important protection strategies for every deal The value of clear documentation and transparency Building relationships that lead to successful deals How AI is changing creative finance Timestamps: 00:00:00 - Intro and Mike's background 00:01:17 - How Mike got into vehicle subject-to deals 00:03:41 - Understanding Turo and market opportunities 00:05:26 - Breaking down subject-to vehicle financing 00:08:36 - Insurance and registration details 00:10:58 - Protecting all parties in the deal 00:13:10 - Deal structure and risk mitigation 00:15:31 - Importance of vetting buyers and sellers 00:17:27 - Mike's personal experience with sub2 vehicles 00:18:58 - Future plans and AI-driven platform 00:21:13 - How AI will transform creative financing 00:23:35 - AI-assisted negotiation features 00:25:33 - How to connect with Mike Davis Connect with Mike Davis: Instagram: / mikewillcloseit Website: TopWheels.io About the Purpose-Driven Investment Podcast: Join us as we explore creative real estate strategies and investment approaches that create returns that matter - for everyone involved.