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🔎Watch our DSCR Loan Tips and Tricks playlist: • DSCR Loan Tips and Tricks 💬 Got questions or want a personalized advice for your next investment? 📞 Call or text me at (718) 300-3503 🔴Check out our full Spanish-language channel here: @EliElDSCRPro 📍 Are you a real estate investor in NY, NJ, CT or anywhere in the U.S.? I’m here to help. 👍 Don’t forget to like, subscribe, and turn on notifications for more exclusive tips on DSCR loans and real estate investing. 🎯 Let’s turn your next investment into real cash flow! ⏰Timecode⏰ #elithedscrpro #dscrloan About this video: Low & No-Ratio DSCR Loans Explained (NY, NJ, CT + Nationwide) Want to acquire properties in appreciation markets like New York, New Jersey, or Connecticut, even if the deal seems negative today? This video explains how investors can use low and no ratio DSCR loan programs to do just that. We cover the rule-of-thumb numbers, how to reposition a rental property to medium-term, and protect against downsides while setting up a smart exit strategy to ensure positive cash flow. Can you buy an investment property even if the deal is slightly negative today? Yes—IF you understand when low-DSCR and no-ratio DSCR loans make sense, and how to protect the downside. In this video I break down: ✅ Low DSCR vs No-Ratio DSCR (what they really mean) ✅ When negative cash flow can still be strategic in high-cost markets (NY/NJ/CT) ✅ 4 real-world use cases (Brooklyn, Hoboken, Stamford + scaling nationwide) ✅ Prepayment penalties (how to use them as a strategy, not a surprise) ✅ My 3-Step “No-Ratio Stress Test” checklist before you commit If you’re investing in appreciation-driven markets, the goal is simple: Control the asset now → execute the plan → refi once DSCR improves (or exit smart if it doesn’t).