How To Get Mudra Loan From SBI | एसबीआई से मुद्रा ऋण कैसे प्राप्त करें скачать в хорошем качестве

How To Get Mudra Loan From SBI | एसबीआई से मुद्रा ऋण कैसे प्राप्त करें

Watch this video in English :    • Видео   Buy Low-cost DSLR camera for Youtube : http://amzn.to/2BctGFt Buy Best Low-cost Mic for Youtube : http://amzn.to/2kkdp77 Buy the best webcam for video recording :: http://amzn.to/2Bf5ti4 Buy MIC for high-quality recording: http://amzn.to/2D2dV1a How To Get Mudra Loan From SBI | एसबीआई से मुद्रा ऋण कैसे प्राप्त करें Download Application Form : https://sbiforsme.sbi.co.in/SME/downl... Here is the step by step information for applying to the Mudra Bank Loan Yojana for all categories i.e. Shishu, Kishor and Tarun. Note – A business idea must be prepared before applying. You have to present your business idea along with application form Documents required for Prdhan Mantri mudra Yojana Self certified copy of identity proof such as Voter ID card / PAN Card / Aadhar Card / Passport / Driving License. Residence proof which may contain recent telephone or electricity bill, property tax receipt (not older than 2 months). Voter’s ID card, Aadhar Card & Passport of the borrower can also act as proof of residence. Proof of SC/ST/OBC/Minority. Copies of relevant licenses/registration certificates/other documents pertaining to the ownership, identity and address of business unit. The applicant should not be a defaulter in any Bank/Financial institution. Statement of accounts (for the last six months), from the existing banker, if any. Balance sheets of the units along with income tax/sales tax return etc of the last 2 years. (Applicable for all cases from Rs. 2 Lacs and above). Projected balance sheets for one year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs. 2 Lacs and above). Project report (for the proposed project) containing details of technical & economic viability. Sales achieved during the current financial year up to the date of submission of application. Memorandum and articles of association of the company/Partnership Deed of Partners etc. Asset & Liability statement from the borrower including Directors & Partners may be sought to know the net-worth in the absence of third party guarantee. 2 copies of Photographs of each Proprietor/ Partners/ Directors. Category divided for Prdhan Mantri mudra Yojana – There are total three categories that has been divided by Government on the basis of Development and Funding Micro units or small business had to be categorized to signify the growth stage, Development and Funding requirements. Three categories were created for this purpose Namely “Shishu(Child Category)”, “Kishor Category” and “Tarun Category”. So how to check in which category your business lies.., here is the detailed explanation of each category – Shishu(Child) category – This category is for the Start ups. All those businesses that have been just started and looking for Loan will fall in this category. A loan Cover of Rs. 50,000 will be given to all micro units falling in this Category. Interest Rate for Shishu Category is in the range of 10 to 12 % Kishor Category – For those who have started their business but it has be established yet. A loan cover from Rs. 50,000 to 5 Lakhs will be given to units falling into this category. Interest rate in Kishor category is in the range 14 to 17% percent Tarun Category – All small business which have been set up and established will fall into this category. There may be some financial requirements for the betterment of business. All small business or units falling into this category will be eligible for a Loan Cover of upto Rs. 10 Lakh. Interest rate in the Tarun category starts from 16 % . Category SHISHU KISHORE TARUN Stipulated Credit Limits Loans sanctioned under the scheme up to Rs.50,000 Loans sanctioned under the scheme up to Rs.50,001 to Rs.5.00 lacs Loans sanctioned under the scheme up to Rs.5,00,001 to Rs.10.00 lacs CATEGORIZATION OF MUDRA LOANS Prdhan Mantri Mudra Bank Loan Scheme detailed process – Many small organizations, companies and start ups, Entrepreneurs in India. All these are collectively known as Micro Units. It has been observed that these Micro Units lack Financial Support. If Financial suppor