What's the Difference Between Fixed vs Floating Changes? | Finance in Fifteen скачать в хорошем качестве

What's the Difference Between Fixed vs Floating Changes? | Finance in Fifteen

In this episode of Finance in Fifteen, David and Trevor shine a spotlight on the different types of security lenders take over a business's assets. Specifically, they break down the critical differences between a Fixed Charge and a Floating Charge. They delve into the practical implications of each type of charge, explaining which assets are typically covered by a fixed charge (like property or machinery) and which fall under a floating charge (like stock or receivables). They chat through the legal implications, why lenders prefer one type over the other in certain circumstances, and how the rank of a charge impacts a business in the event of insolvency. There is also plenty on how the presence and type of charges affect a business's ability to secure further finance. If you are thinking about applying for secured business finance, want to understand the fine print of your loan agreement, or simply need to know how the hierarchy of creditors affects your business, this episode gives you a straight-talking guide to navigating asset-backed lending. 📱 Send us a text (https://www.buzzsprout.com/twilio/tex...) 🎁 Support the show (https://www.buzzsprout.com/2303590/su...) Please subscribe and follow us on LinkedIn, Instagram, YouTube and Twitter/X. Just search for 'Business Finance Matters'. Follow us (https://linktr.ee/bfmpodcast) LinkedIn (  / business-finance-matters-podcast  ) Instagram (  / businessfinancematters  ) To listen to the Podcast, all episodes can be found on all the major platforms including Spotify, Apple, Amazon and YouTube and https://bfm.buzzsprout.com/