UPI Incentive Crisis Explained: Why Industry Slams ₹2,000 Cr Incentive in Budget FT 2026-27? скачать в хорошем качестве

UPI Incentive Crisis Explained: Why Industry Slams ₹2,000 Cr Incentive in Budget FT 2026-27?

UPI Incentive Crisis Explained: Why Industry Slams ₹2,000 Cr Incentive in Budget FT 2026-27? In the Union Budget FY 2026-27, the Government allocated ₹2,000 crore under the Digital Payments Incentive Scheme to promote RuPay and UPI. However, the industry is unhappy, claiming they need ₹12,000 crore to sustain the ecosystem. In this video, we decode the conflict between the Government and the Fintech industry, explain the technical concept of Merchant Discount Rate (MDR), and analyze the economics of this incentive scheme. Target Exams: 🎯 UPSC CSE (Economy - GS Paper 3) 🎯 Bank Exams (IBPS PO, SBI PO, RBI Grade B) 🎯 SSC CGL (General Awareness) 🎯 Regulatory Body Exams (SEBI, NABARD) What is Covered in This Video: ✅ The News: Why the Payments Council of India (PCI) says the Budget FY 2026-27 incentive is insufficient. ✅ Concept Clarity: What is MDR (Merchant Discount Rate) and how is it calculated? ✅ Zero-MDR Regime: Understanding the 2020 policy that made RuPay and UPI free. ✅ The Economics: Difference between a "Subsidy" and an "Incentive" in digital payments. ✅ The Solution: The industry's demand for a "Controlled MDR" on large merchants. Conclusion: Watch the full video to clear your concepts on Digital Payment economics and master this high-yield topic for your upcoming mains and interviews. Don't forget to like and subscribe to Study Smart for more exam-focused current affairs! Hashtags: #UPI #MDR #UnionBudget2026 #BudgetFY26 #DigitalPaymentsIncentive #UPSC #BankingAwareness #DigitalIndia #StudySmart #CurrentAffairs #IBPSPO #SBIPO #Fintech #ZeroMDR #RBI #IndianEconomy STUDY SMART APP LINK👉 https://bit.ly/3DVGpJd STUDY SMART Website👉 https://studysmart.guru/ WHATSAPP +91-9870164665 📌*Current Affairs Videos 2025:*    • No OTP, No Fingerprint? IPPB Aadhaar Face ...   📌Current Affairs Shorts 2025:    • 2023 Global TB Report | India's success in...   📌Reasoning Fo Bank Exams 2025:    • Box Based & Linear Sitting Puzzle | Reason...   📌Banking Awareness Shorts:    • "सरकारी बैंक" ही Scheduled Bank हैं? What ...   📌Speed Maths 2025:    • Speed Maths | Fast Calculation Tricks | Cl...   𝐅𝐑𝐄𝐄 𝐌𝐀𝐓𝐇𝐒 𝐕𝐈𝐃𝐄𝐎𝐒 𝐏𝐋𝐀𝐘𝐋𝐈𝐒𝐓 ⚡Simple & Compound Interest👉    • Simple and Compound Interest Concept & Tri...   ⚡Speed Maths for Faster Calculation👉    • Speed Maths for Faster Calculation   ⚡Time Speed & Distance👉    • Time Speed and Distance for SBI PO IBPS PO...   ⚡Profit and Loss👉    • Profit and Loss for BANK PO & CLERK and SS...   ⚡Time and Work👉    • Time and Work Tricks and Shortcuts   ⚡Quadratic Equations👉    • Quadratic Equation for All Govt. Exams   ⚡Mixture and Alligations👉    • Mixture and Alligation Complete Approach w...   ⚡Ratio & Proportions👉    • Ratio and Proportion Complete Approach wit...   ⚡Percentages👉    • Percentage Problems Tricks and Shortcuts f...   𝐅𝐑𝐄𝐄 𝐂𝐨𝐦𝐩𝐮𝐭𝐞𝐫 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐏𝐋𝐀𝐘𝐋𝐈𝐒𝐓 ⚡Computer Awareness👉    • Computer Awareness 2021 for Govt. Exams   𝐅𝐑𝐄𝐄 𝐑𝐄𝐀𝐒𝐎𝐍𝐈𝐍𝐆 𝐏𝐋𝐀𝐘𝐋𝐈𝐒𝐓 ⚡Reasoning Course👉    • Reasoning Basic to Advance for SBI PO | IB...   ⚡Reasoning Practice Class👉    • IBPS PO 2022 Reasoning Crash Course   ⚡Reasoning Puzzles Basics👉    • Reasoning Seating Arrangement & Puzzle Course   𝙎𝙊𝘾𝙄𝘼𝙇 𝙇𝙄𝙉𝙆𝙎 📌 Join Telegram Group :https://telegram.me/studysmart0 📌 Instagram: https://bit.ly/3H1EvtW 📌 Join Telegram Channel : https://telegram.me/studysmart00 📌 Like Our Facebook Page: https://goo.gl/s4l4ZO 📌 Follow us on Twitter: https://goo.gl/rvVpDL 📌 Join Our Facebook Group : https://goo.gl/fGDu1d ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Thank You Chandrahas