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California law now requires every employer to offer a retirement plan—or be forced into the CalSavers program. But here’s what most business owners don’t know: A 401(k) can help you attract top talent, retain employees longer, save on taxes, and even qualify for thousands of dollars in credits under SECURE 2.0. In this video, Tamara from The Financial Architects breaks down: ✅ The real limitations of CalSavers ✅ Why CalSavers keeps your business compliant but not competitive ✅ Why a 401(k) gives you higher contribution limits, tax advantages, and retention tools ✅ How employers can save up to $5,000/year in credits + $1,000 per employee ✅ How partnering with an advisor who actually shows up each year changes everything ✅ Why we partner with Principal®, one of the most respected retirement providers in the world If you want a retirement plan that supports your business—not just the state’s minimum requirements—this video will show you exactly how to get started. ⸻ 📩 Schedule a Consultation: 📞 +1 (909) 456-4353 📧 Tlee@tfainsuranceadvisors.com