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This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law and the great options for consumers beyond the FDCPA. Great debt defense tricks if you are in a state with weak consumer and collection protections. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment. 📘 Facebook → / collectionstopper 📸 Instagram → / collectionstopper 🎵 TikTok → / collectionsolutions ℹ️ LinkedIn → / killdebt 00:00 Intro 00:56 Case Overview 02:40 Who The Law Really Covers 06:20 The False Name Problem 08:20 When State Law Matters 10:20 Strong States Explained 15:30 Legal Power 20:10 Why Lawsuits Get Dismissed 23:40 Governing Law Strategy 27:30 Key Takeaways And Tools #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #debtcollection