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In this episode, Mississippi Gulf Coast REALTOR® Patrick Merrill sits down with Ben, a 25-year general contractor and the founder of Future Proof. With extreme weather on the rise and insurance companies dropping coverage left and right, Ben explains how homeowners can protect their greatest asset. Ben introduces the "Magic Window" app, a revolutionary AI tool that allows you to scan your home with your smartphone to identify vulnerabilities to seven deadly disasters (like hurricanes, tornadoes, and wildfires). Patrick and Ben discuss how to use this data to access government grants and "green fund" pools to pay for home hardening, ultimately lowering your insurance premiums. Plus, Ben shares some incredible life stories—from building fire-breathing dragons for 80s hair bands to salvaging sunken treasure in Key West! 🎧 Hosted by: Patrick Merrill 🎤 Featuring: Ben Gilliland, Founder of Future Proof Ben Gilliland is the Founder and Chairman of Future Proof Property Intelligence, a public benefit company helping homeowners reduce climate risk and navigate the insurance crisis. With more than 55 years of experience across engineering, software, and finance, he has developed patented technologies including disaster-resistant construction solutions. He also co-founded The Paulele Housing Association in Hawaiʻi to advance climate-resilient housing. 💡 What You’ll Learn: ✔️ How the free "Magic Window" app uses AI to score your home's disaster risk ✔️ Why insurance companies are dropping coverage in entire zip codes (and how to stop them) ✔️ How to access government grants and tokenized "green funds" to pay for home upgrades ✔️ The terrifying reality of facing modern storms with 75-year-old construction tech ✔️ How Future Proof's "Comfort Bot" helps you make calm, data-driven evacuation decisions ✔️ The surprising psychology of casinos and why talking to strangers wards off dementia ⏳ Timestamps (Click to Jump!): 📌 00:00 – Hawaii Waters Warning 📌 00:55 – Katrina Lessons and Grants 📌 02:00 – Fortified Home Programs 📌 03:51 – Futureproof Three Silos 📌 04:08 – AI Home Scan and Fixes 📌 05:56 – Insurance Crisis Reality 📌 06:47 – Comfort Bot Alerts 📌 09:41 – Older Homes Vulnerabilities 📌 11:12 – Katrina Repairs and Mold 📌 11:54 – Gulf Coast Travel Talk 📌 12:33 – Hawaii vs Mainland Beaches 📌 14:09 – Magic Beach and Night Sky 📌 15:19 – Key West Treasure Diving 📌 18:10 – Biloxi Casinos Beginnings 📌 18:45 – Casino Ops and Buffets 📌 21:29 – Gambling Cautionary Tales 📌 28:50 – Modern AI Casino Tracking 📌 29:24 – Community and Aging Well 📌 30:20 – Talking to Strangers 📌 31:22 – Strawberry Checkout Story 📌 32:22 – Grants and Low Rate Loans 📌 35:25 – Funding Cuts and Preparedness 📌 35:59 – Hurricanes Tornadoes and Climate Shifts 📌 39:40 – Pollen Pets and No Carpet 📌 41:06 – Magic Window Risk App 📌 43:24 – AI Scans and Contractor Upsell 📌 48:32 – Building a New Property Database 📌 52:25 – Insurance Transparency and Home Values 📌 57:39 – Prepare Now and Final Wrap 🎙 Connect with Ben Gilliland & Future Proof: 🌎 Website → https://futureproof.org/ 🔗 LinkedIn → / ben-gilliland-ba8978290 🎙 Follow Patrick Merrill: 📘 Facebook → / patrickmerrillcbsh 📷 Instagram → / patrickmerrillrealtor 🔗 LinkedIn → / my-town-892051183 🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below! ⭐ Produced by Icons of Real Estate → https://iconsofrealestate.com