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Market swings feel loud when retirement is close, and the wrong move can echo for years. In this episode of Mason Street Retirement Insights, financial advisor Sean Mason unpacks why trying to time the market can be especially damaging near or in retirement. They dig into sequence-of-returns risk, why averages break down once withdrawals begin, and how structuring money by time horizon can change the conversation. The discussion reframes retirement math around timing, distributions, and strategy—without relying on luck. Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com. Tune into Sean on News Talk 580 and 105.9 KMJ (https://www.kmjnow.com/) Saturday at 3pm. Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.c... Facebook: / masonstreetwealthmanagement See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.