Stablecoins impact on banks' liquidity - Charles-Enguerrand Coste скачать в хорошем качестве

Stablecoins impact on banks' liquidity - Charles-Enguerrand Coste

Charles-Enguerrand Coste from the European Central Bank explains how stablecoins could disrupt traditional banking. He breaks down the liquidity risks, capital ratio effects, and regulatory asymmetries banks face when stablecoins enter the system. This talk also explores how both bank- and non-bank-issued stablecoins change the way banks manage deposits and why regulators might need to rethink their frameworks. --- 00:00 Intro and Role at ECB 00:35 What Stablecoins Are Covered 01:10 Reserve Requirements by Region 02:00 Liquidity Classifications Explained 03:25 Financial Sector Deposit Rules 04:54 Bank-Issued Stablecoins and Risk 06:07 Impact on Lending and Capital Ratios 07:16 Deposit Shift Scenarios 09:02 Targeting New Clients via Stablecoins 10:47 Safe vs Risky Bank Strategies 11:53 Non-Bank Stablecoin Issuers 13:01 Disintermediation and Treasury Allocation 14:18 Regulatory Dilemma and Conclusion --- Explore Upcoming Events Stable Summit III: Devconnect • Website: https://www.stablesummit.xyz/ • Email: info@stablesummit.xyz • Apply to Speak/Sponsor: https://partyactionpeople.typeform.co... Stablecoin Summit: Singapore by XREX & Unitas • Website: https://stablecoinsummit.com/ • Email: team@stablecoinssummit.com • Apply to Speak/Sponsor: https://partyactionpeople.typeform.co... Blockchain Oracle Summit: Devconnect • Website: https://blockchainoraclesummit.io/ • Email: info@partyactionpeople.com • Apply to Speak/Sponsor: https://partyactionpeople.typeform.co... Listen to the Stable School Podcast Link: https://stableschool.org/podcast Follow Stable Summit on X Link: https://x.com/stable_summit — About: By Stake Capital Group and Party Action People, and presented by Curve Finance, Stable Summit has been gathering leaders in stablecoins almost quarterly since 2023. Our content is curated through hours of one-on-one research with the leading minds in the stablecoin space. Each program is a highlight reel of what leaders in stables are curious about in real time. Our audience consistently features the full spectrum of the stablecoin ecosystem, from DeFi protocols to institutions, from stablecoin issuers to central banks, and every llama in between.