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In this Conversations at the Wharf panel, industry leaders unpack how care will be delivered into retirement communities as demand surges and development becomes more expensive. Operators agree the care model already exists — the real question is whether to build it in-house or partner with specialised external providers. Panellists highlight growing partnerships between retirement village operators and home-care specialists, allowing residents to stay independent longer while accessing reliable support on demand. They also tackle the rising cost of construction, the pressure to maximise sellable space, and the shift toward modular builds and asset repurposing to keep projects financially viable. The discussion makes one thing clear: with building costs soaring and aged care places limited, retirement communities with strong home-care partnerships will play a critical role in supporting older Australians to age in place.