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http://fightformyhome.com Are you getting calls from a debt collector relating to a debt you don’t owe? Maybe you paid it off long ago or it’s not even your debt? What can you do? Today I’d like to tell you a little bit about your options in this situation and reassure you of your rights and legal recourse. Hi, I’m David Candler Hicks of Alliance Legal Group. We’re a Florida law firm that focuses on helping clients assert their legal rights when it comes to dealing with debt collectors. Would you like to learn more? Join me. Everyday we get calls from clients asking what they can do if a debt collector is pursuing them for a debt they don’t owe. This situation is surprisingly common. It can happen because someone made an accounting error, because you’ve been the victim of identity theft, or the debt collector is actually pursuing someone else who has a similar name or social security number. Regardless of whether this mistake is made in good faith or not, you should not have to put up with the harassing phone calls, emails, and letters, or the damage they might inflict on your reputation or your credit score. So, what should you do if this happens to you? Well, the first thing to do is politely inform the debt collector of their mistake. If you receive written correspondence, you have 30 days to ask for a verification of the debt in writing. If you receive a phone call, you can simply inform them over the phone and ask that they remove you from their calling list. Do not give out any additional information, as this can lead unscrupulous debt collectors to your assets or give them other reasons to contact you. If the debt collector continues to pursue you then you may wish to consider contacting an attorney as the debt collector may be violating collection laws. There may be criminal or financial punitive implications. If the debt collector continues to pursue you or even causes you damage, like harming your health due to stress, causing a loss of money at work, or causing other injuries, you can file a lawsuit against them. In this case, you would be entitled to not only your actual damages, but also statutory damages of $1,000 and a reimbursement of your attorney fees and costs. At Alliance Legal Group, we help clients deal with harassing debt collectors. We’d be happy to discuss the circumstances of your situation with you, and help you find appropriate options to get the calls, emails, and letters to stop. I’m David Candler Hicks; thanks for watching! • Coral Gables Debt Collection Attorney | Re... Sarasota/Bradenton/Venice 5632 Bee Ridge Road. Sarasota, FL 34233 Office #: 888-744-5742 Jacksonville * 10151 Deerwood Park Blvd. Building 200, Suite 250 Jacksonville, Florida 32256 Office #: 888-744-5742 Miami * 1111 Lincoln Road 4th Floor Miami Beach, Fl 33139 Office #: 888-744-5742 Tampa/St. Petersburg * 550 N. Reo, Suite 300 Tampa, FL 33609 Office #: 888-744-5742 Orlando * 1800 Pembrook Drive Suite 300 Orlando, Florida 32810 Office #: 888-744-5742 Naples/Fort Myers/Cape Coral * 27499 Riverview Center Blvd. Bonita Springs, FL 34134 Office #: 888-744-5742 Ocala * 118 SW Fort King Street Ocala, FL 34471 Office #: 888-744-5742 Vero Beach* 601 21st Street, Suite 300 Vero Beach, Florida, 32960 Office #: 888-744-5742 Palm Beach Gardens 3801 PGA Blvd, Suite 600 & 602 Palm Beach Gardens, Florida, 33410 Office #: 888-744-5742 Boca Raton 2255 Glades Road, Suite 324A Boca Raton, Florida, 33431 Office #: 888-744-5742 by appointment only We Also do business in and around: Jacksonville, Miami, Tampa, Bradenton, Sarasota, Venice, Englewood, Brandon, Ocala, Naples, Marco Island, Sebring, Lake Wales, Port Charlotte, Sebastian,Winter Haven St. Petersburg, Orlando, Hialeah, Tallahassee, Fort Lauderdale, Port St. Lucie, Pembroke Pines, Cape Coral, Hollywood, Gainesville, Miramar, Coral Springs, Clearwater, Miami Gardens, West Palm Beach, Pompano Beach, Lakeland, Davie, Miami Beach, Deltona, Plantation, Sunrise, Boca Raton, Largo, Deerfield Beach, Boynton Beach, Fort Myers, Daytona Beach, Delray Beach, Homestead To Learn more about this topic, and others, visit our educational website at http://fightformyhome.com/fight-for-y... • Fort Myers, FL Attorney | Calls About a De...