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Three massive laws just passed in Tallahassee that fundamentally changed the power structure between Florida homeowners and HOA boards. If you live in an HOA community, this affects YOU right now. 💰 MONEY SAVING INFO: If you were fined in the last 18 months for violations now prohibited by HB 1203, you may have legal standing to get your money back. If your board denied hurricane shutters/impact windows for "aesthetic reasons," they can no longer do that - resubmit your request NOW. ⚠️ CRITICAL DEADLINES: All HOA boards are REQUIRED to publish written "Hurricane Protection Specifications" - if yours hasn't, they're in violation of state law RIGHT NOW. 🎯 WHO THIS AFFECTS: Current Florida HOA homeowners dealing with fines Anyone denied hurricane protection upgrades Communities considering HOA dissolution Buyers looking at HOA properties in Florida Board members who need to update policies ASAP 🔥 WHY THIS MATTERS: These aren't minor tweaks - this is a structural shift affecting 60%+ of Florida's housing stock. Developers are rethinking mandatory HOAs. Boards are scrambling to adapt. Property values will split based on which communities comply vs resist. 📋 RELATED LAWS TO WATCH: Senior Tax Freeze (property tax caps for 65+) Insurance deregulation packages Local zoning authority limitations Rent control override proposals ⚖️ LEGAL DISCLAIMER: This video is for educational and informational purposes only. Not legal advice. Consult with a qualified Florida attorney for your specific HOA situation. 🔗 OFFICIAL SOURCES: Florida Legislature: leg.state.fl.us Florida DBPR (HOA regulations): myfloridalicense.com Community Association Law: floridastatutes.org 💬 SHARE YOUR STORY: Have you been fined by your HOA for something now protected by HB 1203? Drop the violation type and fine amount in the comments - let's see who has the craziest story. 📢 STAY AHEAD OF FLORIDA NEWS: Subscribe for breaking updates on: ✓ Legislative changes affecting homeowners ✓ Insurance reform developments ✓ Property tax relief proposals ✓ Real estate market analysis ✓ First HOA dissolution case results 👉 Next Video: Senior Tax Freeze Update + First Dissolution Petition Filed #FloridaHOA #HOAReform #FloridaLaws #HouseOwnersAssociation #FloridaRealEstate #HOAFines #PropertyRights #FloridaLegislature #HB1203 #HB657 #HurricaneProtection #FloridaHomeowners #HOADissolution #TallahasseeNews #Florida2026 #BreakingNews #HOALaws #FloridaProperty #HomeownerRights #LegalUpdate Video covers HB 1203, SB 7028, HB 293, and HB 657 from the January 2026 Florida legislative session. Information current as of January 20, 2026. Verify all bill numbers and provisions with official Florida Legislature sources before taking legal action.