The REAL Cost of Owning a Sailboat (Nobody Warns You About This) скачать в хорошем качестве

The REAL Cost of Owning a Sailboat (Nobody Warns You About This)

Subscribe for more videos ! Ever wondered why so many sailboat dreams end with a “for sale” sign? ⛵💸 The truth is: the purchase price is just the entry ticket. The real cost of sailboat ownership is the “staying price” — insurance cliffs, marina fees, surveys, rigging mandates, labor inflation, and the nasty surprise called deferred maintenance debt. In this video, we break down the REAL Total Cost of Ownership (TCO) for sailboats in today’s market (post-2024 / 2025–2026 reality check). You’ll learn what brokers rarely highlight, what insurance underwriters actually care about, and why the old “10% rule” can be dangerously outdated for boats aged 15+ years. ✅ What you’ll learn (and what most first-time buyers miss): The hidden acquisition costs that hit before you even leave the dock (taxes, registration, documentation) 📄 Why the pre-purchase survey is a financial reality check (haul-out, hull survey, engine survey, rigging survey) 🔍 The “Make-Ready” refit: safety + compliance fixes that can cost 10–20% of the purchase price ⚠️ Depreciation vs. maintenance: new boats bleed value, older boats bleed cash 🧾 The 2025+ insurance hardening: the 15/20-year age cliff, mandatory surveys, exclusions, and the “grandfather trap” 🧨 The rigging bomb: how standing rigging age can make a “cheap” boat financially toxic 🏴‍☠️ Fixed costs that never stop: dockage, mooring, storage, winterization (aka the “rent that never ends”) 🏁 The four money-pits you must understand: rig, engine, sails, hull 🔧 The invisible costs: time, opportunity cost, liquidity, and the painful reality of selling (commissions + survey concessions) 📉 ⚓ If you’re shopping for a used sailboat (or already own one), this is your financial survival guide. The goal isn’t to scare you off — it’s to stop you from getting blindsided. 🔥 BONUS at the end: Buyer’s Survival Checklist The exact questions to ask before you make an offer so you don’t end up with an uninsurable, unfinanceable “floating lawn ornament.” ✅ 📌 Quick rule of thumb: The “10% rule” (annual cost = 10% of boat value) often fails on older boats because parts + labor don’t depreciate with the hull. For 15+ year boats, real-world ownership can feel closer to 20–30% of purchase price in the early stabilization years, especially if the previous owner deferred maintenance. 💬 Question for you: What’s the biggest surprise cost you’ve seen (or fear) with sailboat ownership — rigging, engine, slip fees, or insurance? Drop it in the comments 👇 👍 If this saved you money, consider liking the video — it helps a ton. 🔔 Subscribe for more: sailboat buying, insurance traps, survey red flags, and ownership math that actually works. #sailboat #sailing #boatownership #sailboatmaintenance #liveaboard #yachtlife #boattips #marineinsurance #boatbuying Copyright Disclaimer This video may include copyrighted material used under the “fair use” principle for educational and informational purposes. Such use aims to provide commentary, analysis, or added value in compliance with Section 107 of U.S. Copyright Law. If you believe that your copyrighted work has been used improperly, please contact me directly before pursuing any formal action. Your understanding and cooperation are appreciated. Safety Disclaimer These videos reflect my personal experience. They do not replace professional training. Always sail in compliance with safety rules and maritime regulations.