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Welcome to the PIX Journey series, where we explore the success story of PIX Brazil – an inspiring example of innovative Instant Payment Systems (IPS) shaping the future of digital transactions. Join us as we delve into the intricacies of PIX, uncovering valuable insights and lessons learned along the way. Through this series, we aim to showcase PIX as a beacon of excellence in the realm of IPS, offering inspiration and valuable insights for industry professionals and enthusiasts alike. This first episode dives into an insightful conversation with Carlos Brandt from PIX, exploring the inception and development of the PIX platform. Discover how the Central Bank of Brazil took the lead in developing PIX in-house, emphasizing a low-cost infrastructure for Payment Service Providers (PSPs) to ensure affordability for end-users. Learn about the co-creation approach adopted by PIX, engaging stakeholders from across the industry to shape the payment ecosystem collaboratively.