On-Chain Compliance: Chainalysis in Action скачать в хорошем качестве

On-Chain Compliance: Chainalysis in Action

1/ Chainalysis CEO Jonathan Levin discusses the evolution of on-chain compliance at Bloomberg's Redefine Tomorrow 2025. From tracking darknet markets in 2014 to serving major banks globally, the compliance landscape has transformed dramatically. 2/ Key insight: Crypto-related illicit activity now represents less than 0.5% of total transaction volume. However, absolute numbers are rising as the ecosystem expands. The fastest-growing criminal activities are scams and theft, not darknet markets. 3/ Major strategic shift at Chainalysis: Moving from reactive analysis to proactive prevention through acquisitions of Hexagate (smart contract security) and Alterya (AI-powered fraud detection). Goal: prevent harm before it happens. 4/ Authorized push payment fraud is the fastest-growing fraud vector. Scammers trick victims into authenticating their own bank accounts and making "legitimate" payments. Traditional fraud detection can't catch this because victims act normally. 5/ Chainalysis's solution: Building the largest entity graph of scammers by actively engaging with them across scam websites and social media. Chainalysis collect infrastructure data (bank accounts, crypto addresses, emails, phone numbers) to help institutions prevent fraud. 6/ On AI in compliance: Chainalysis maintains deterministic labeling for court-admissible evidence while using AI for workflow improvements. They launched "Rapid" - an AI product providing plain English summaries of crypto transactions and addresses. 7/ Cross-chain analysis capabilities now allow users to view multiple blockchains on the same graph with USD conversions. The platform supports 20+ blockchains while maintaining data reliability standards required for legal proceedings. 8/ Stablecoins as gateway to RWA tokenization: With $250B+ in circulation, stablecoins demonstrate demand for blockchain-based dollars. Circle's recent IPO valued at nearly half of major exchanges signals market confidence in tokenization. 9/ Future vision: AI agents conducting autonomous payments could create net new transaction types beyond current human-driven payments. Stablecoins positioned as the rails for this machine-to-machine economy. 10/ [Commentary added by organizer] This aligns with broader trends of websites being built for machine consumption rather than human browsing, suggesting a fundamental shift in how digital commerce will operate. 11/ Geographic expansion: Chainalysis operates in 32 countries with local expertise. Notes Europe catching up through MiCA regulations, Gulf states (ADGM, VARA) setting innovative standards, and US administration's aggressive crypto agenda. 12/ Compliance evolution: Moving from "crypto compliance" as monolithic concept to use-case specific approaches. Payment compliance differs from remittance or investment compliance - each requires tailored risk assessment and data solutions. 13/ On traditional finance integration: TradFi institutions can provide financial privacy services for clients who want blockchain benefits without public exposure. Similar to how banks evolved from branch-based to digital compliance post-2000s. 14/ 2025 focus: Holistic prevention across fraud and security for complex cases worldwide. Expect more AI experimentation beyond the Rapid product launch. Chainalysis building systems more scalable than underlying blockchains to handle growing volumes.