Do Interest Rates Actually Fix Inflation? скачать в хорошем качестве

Do Interest Rates Actually Fix Inflation?

Need a hand? Need some help sourcing your next investment property? 👉Book a Free Call with Aaron: https://bit.ly/4f0Yadu Looking for some investment minded lending strategies? 👉 Book a Free Call with Brad: https://bit.ly/43lwpYX Do Interest Rates Actually Fix Inflation? The RBA has lifted the cash rate to 3.85% (4 February 2026) — the first hike in over two years. 📈🇦🇺 But will higher interest rates actually bring inflation down… or will it just squeeze mortgage holders while prices keep rising? 💸🏠 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why they believe rate hikes won’t fix Australia’s biggest inflation drivers — especially supply-side inflation, electricity costs, government spending, and the impact of an ageing population spending more as rates rise. ⚡🧾👵 They also dive into the rental crisis, record-low vacancy rates, and why increasing mortgage costs can flow directly into higher rents. 🏡📉 ✅ What you’ll learn in this episode: • Why the RBA hikes rates (and why it may not work) 📊 • Demand vs supply inflation (the key difference) 🧠 • Electricity prices + policy failures (21.5% YoY mentioned) ⚡ • Why mortgage holders get punished while others spend more 🏠 • Australia’s ageing population effect on inflation 👵💰 • Migration vs new home builds: why rents keep rising 🏗️ • Vacancy rates collapsing (Orange: 0.5%) 😳 • Why higher rates can push rents up again 📈🏘️ • Modular/tiny homes at Bunnings: a new supply angle 🧰🏠 ⏱️ Timestamps: 00:00:00 - Intro (first 40 seconds) 00:00:40 - Why the RBA hikes rates: trying to crush inflation 00:01:06 - RBA credibility blow: “no hikes” → sudden consecutive rises 00:01:46 - Real problem isn’t households: government spending + supply crunch 00:02:08 - Demand vs supply inflation: why rate hikes won’t fix supply issues 00:02:28 - Cost of living surge: prices up, spending up, inflation not falling 00:02:59 - “They have to act” — but is this the wrong move? 00:03:10 - The RBA “yo-yo” cycle: aggressive up/down decisions 00:03:51 - “Erratic behaviour” take: reacting too fast, no long-term view 00:04:10 - Reason #1: Electricity inflation won’t be fixed by rates 00:05:08 - Renewables targets: costs passed to consumers 00:06:04 - Reason #2: Ageing population benefits from higher rates 00:08:01 - Reason #3: Rent inflation is migration + supply shortage 00:08:53 - Why higher rates can push rents up (costs passed on) 00:09:51 - Vacancy rates collapsing (Orange: 0.5%) 00:10:50 - What rates really hit: hospitality/retail/holidays 00:11:43 - Why not cap electricity like insurance price caps? 00:12:48 - Immigration props the economy (but fuels pressure) 00:13:19 - Government vs RBA working against each other 00:14:56 - Bunnings modular homes ($42k): supply twist 00:15:47 - Wrap-up + outro 💬 Comment question: Do you think the RBA rate hikes will actually reduce inflation — or are we just crushing homeowners while costs keep rising? 👇 👤 ABOUT THE HOSTS 🏡 BRAD EAST — Managing Director, Wisebuy Home Loans Website → https://wisebuygroup.com.au LinkedIn →   / newcastlemortgagebroker   Instagram →   / bradeast_mortgagebroker   Facebook →   / bradeastofficial   📍 AARON DOWNIE — Director, Mackenzie Buyers Agency Website → https://www.mackenziepropertygroup.co... LinkedIn →   / aaron-downie-1b2749134