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Learn the insider secrets to securing business funding that banks don't tell you! This expert breaks down why less than 35% of small businesses get approved for loans—even at banks they've used for years. Discover the critical role of personal credit in startup funding, how to establish business credit separately, and the real requirements for SBA loans (hint: you need 2 years of profitability AND a 640+ credit score). Most importantly, learn why Merchant Cash Advances (MCAs) are the worst funding option and how they trap businesses in a cycle of daily payments that destroy cash flow. Whether you're bootstrapping or seeking investment, this video reveals practical strategies to position your business for funding success without falling into predatory lending traps. Full interview: • Don’t Let Poor Credit Hold You Back! Busin... Timestamps: 00:00 Introduction: The Funding Dilemma 00:24 The Importance of Personal Credit 00:52 Challenges with Traditional Bank Loans 02:05 Understanding SBA Loans 03:46 The Pitfalls of Merchant Cash Advances #BusinessFunding #SmallBusinessLoans #CreditScore #Entrepreneurship #SBALoans #StartupFunding #BusinessCredit #FinancialLiteracy #SmallBusiness #MerchantCashAdvance