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Learn how to use the Ultimate Annual & Monthly Budget Planner in Google Sheets! 💡 In this step-by-step tutorial, I’ll show you how to plan your annual and monthly budgets, track your transactions, manage your subscriptions, and stay on top of your savings goals — all from one simple and fully automated spreadsheet. This planner gives you a complete overview of your entire year and helps you stay in control of your finances month after month.With automated charts, a smart calendar, sinking funds management, a debt payoff system, and comparison dashboards, you’ll stay organized, motivated, and consistent with your money all year long. You’ll learn how to: ・Set up your annual and monthly budgets in Google Sheets ・Track your income, expenses, debts, savings, and transactions ・Manage subscriptions and recurring payments effortlessly ・Use the Smart Calendar to visualize all your bills, paydays, and due dates・Use the Sinking Funds Tracker to save toward multiple goals ・Track your debt payoff with automated schedules and payoff methods ・Compare months side-by-side with the Comparison Dashboard for better insights Whether you’re getting started with budgeting or want to simplify and upgrade your financial routine, this tutorial will show you how to take full control of your money — month after month, year after year. 🛍️ Get your Ultimate Annual Budget Planner here : 👉 https://www.etsy.com/listing/43907302... 💡 Explore more planners, trackers, and finance tools on Etsy: 👉 https://www.etsy.com/shop/ByClarityFi... Don’t forget to like 👍, subscribe 🔔, and check out more tutorials to make the most of your Clarity Finance templates! CLARITY FINANCE Simple tools for smart money management.