RECORDING - The InsMark Sales Idea Webinar Series with Chris Jacob EPISODE #5 (February 17, 2026) скачать в хорошем качестве

RECORDING - The InsMark Sales Idea Webinar Series with Chris Jacob EPISODE #5 (February 17, 2026)

In this webinar, Don Prehn (InsMark) is joined by Craig Corn (Co‑Founder, Cornerstone Financing) and Chris Jacob (Co-Founder, Nextpoint Solutions and Repredict, and a Wealthy and Wise+ power user) to introduce CHEIFS® (Cornerstone Home Equity Insurance/Investment Funding Solutions)—also described as “Converting Home Equity Into Financial Success”—and show how home equity can become a strategic funding source inside a broader financial plan. ✅ What you’ll learn • What CHEIFS are: a non‑debt home financing solution where Cornerstone purchases a portion of a homeowner’s equity and provides funds that may be received tax‑free (consult your tax advisor), while the homeowner keeps ownership and control of the home. • Why this can be compelling for “A‑credit” mass affluent / high net worth homeowners who don’t need liquidity, but would use it if the planning benefit and cost structure make sense. • Key flexibility features discussed: no monthly payments, no maturity date, no prepayment penalties, and no impact on credit; can be done with or without an existing mortgage; primary and secondary residences (not investment properties). • How CHEIFS compare to other ways of accessing equity (HELOCs, reverse mortgages, shared appreciation contracts) and why long‑term “forever home” planning matters. 📌 Case study walkthrough (modeled in InsMark's Wealthy and Wise+) Chris models two scenarios for a couple targeting $150,000/year retirement income (inflation‑adjusted) and an $800,000 traditional IRA → Roth conversion: 1. Status quo: pay the estimated $320,000 conversion tax (40% bracket assumption) by liquidating equities. 2. CHEIFS strategy: fund the Roth conversion tax with a CHEIFS transaction instead—preserving investment assets and improving long‑term liquidity and income flexibility. You’ll also see: • Side‑by‑side reporting in Wealthy and Wise+ (cash flow, liquid assets, net worth, spendable income) • A comparison view vs. a modeled HELOC and reverse mortgage • Practical process notes (timeline discussed: ~2–4 weeks from application to funding) ⚠️ Important disclosures This presentation is for educational purposes only and is not tax, legal, or investment advice. Examples and assumptions are illustrative. CHEIFS transactions involve selling a portion of home equity and placing a lien; suitability depends on individual circumstances, time horizon, and risks (including home value changes). Consult qualified professionals before implementing any strategy. 📂 Resources A Wealthy and Wise+ “workbook” template and sample PDFs are referenced in the Q&A so advisors can replicate the case design. https://insmark.com/webinar_list https://insmark.com/producers-center#... 👍 If you found this valuable, like the video, subscribe for more advisor strategies, and share with a colleague. Questions about Wealthy and Wise+ or CHEIFS? ▶️Contact Julie Nayeri (925) 543-0514 julien@insmark.com https://insmark.com/products/wealthy-... https://cheifs.com/insmark/ https://cornerstonefinancing.com/ Nextpoint Solutions, Innovative Strategies Tailored for Financial Advisors -- https://www.nextpointsolutions.com/ Repredict, AI-Powered Insurance Prediction Software, start with any financial illustration and explore alternative scenarios instantly -- https://www.repredict.com/ #RothConversion #RetirementPlanning #FinancialPlanning #HomeEquity #WealthManagement #InsurancePlanning #TaxPlanning #WealthyAndWise #InsMark #CornerstoneFinancing