"I’m 58 And Have Nothing In Retirement" - Financial Advisor Reacts скачать в хорошем качестве

"I’m 58 And Have Nothing In Retirement" - Financial Advisor Reacts

In this video, I react to a clip from The Ramsey Show / Ramsey Network where a 58-year-old caller says he has nothing saved for retirement. We go through the advice live, pause to do the math, and I break down what’s realistic (and what’s not) when you’re trying to catch up late. Big takeaways I cover: • What $2,000/month for 10 years actually becomes at different return assumptions (ex: ~$366k at 8% — not $500k) • Why “$500,000 will throw off $50,000/year” implies a 10% withdrawal rate — and why that’s usually not sustainable • The best retirement account options for a self-employed worker (including Solo 401(k) basics + catch-up contributions) • What matters most at 58: cash flow, consistency, and a realistic plan 📌 If you’re 50+ and feel behind, this is the exact type of situation where the right account setup + an aggressive (but realistic) savings plan can make a huge difference. Original Video:    • I’m 58 And Have Nothing In Retirement   Fair Use Notice (Ramsey Network) This video contains copyrighted material used under Fair Use (17 U.S.C. § 107) for purposes such as commentary, criticism, education, and research. I use only the portions necessary to analyze and critique the claims made, and I add substantial original commentary and context. All rights to the original content belong to The Ramsey Network / Ramsey Show. This video is not affiliated with or endorsed by The Ramsey Network. If you enjoy the original content, please support the creators by watching the full clip on their channel. Disclaimer: Educational only; not investment, tax, or legal advice. Investing involves risk, including loss of principal. Pira Wealth Management LLC (“PWM”) is a registered investment adviser offering advisory services in the State of Iowa and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website or any social media content from Kevin Pira or PWM shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by PWM in the rendering of personalized investment advice for compensation shall not be made without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All written and video content is for informational purposes only. Opinions expressed are solely those of Kevin Pira or PWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources; however, no representations are made by PWM as to the accuracy or completeness of any information provided. Certified Financial Planner Board of Standards, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) logo in the United States, which it authorizes for use by individuals who successfully complete the organization’s initial and ongoing certification requirements.