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Small investing is often sold as the responsible path to wealth. Invest $50 or $100 a month, stay consistent, and let compound interest give the rest. But for most people, it does In this video, The Quiet Investor breaks down why small investments rarely change real financial outcomes, how the $100 trap keeps people financially fragile, and why income and surplus matter more than early investing. This isn't anti-investing. It's about understanding what actually builds financial stability in the modern world. We explore: Why small investments grow too slowly to matter How rising expenses erase early gains The psychological comfort of “doing something” vs real progress Why income and surplus come before scaling investments No hype. No get-rich-quick promises. Just clearly thinking about money. #TheQuietInvestor #InvestingTruth #PersonalFinance #MoneyPsychology