RRSP Deadline Mistakes That Are Costing Canadians Thousands скачать в хорошем качестве

RRSP Deadline Mistakes That Are Costing Canadians Thousands

-Most Canadians rush their RRSP contributions before the deadline — and end up making costly mistakes. In this video, I explain the RRSP deadline for 2026, which tax year your contributions apply to, how RRSP receipts actually work, and the most common mistakes I see every RRSP season as a CPA in Canada. Many people assume an RRSP refund means they made the “right” move — but timing, tax brackets, and debt matter more than most Canadians realize. In this video, you’ll learn: -The RRSP contribution deadline for 2026 -Which contributions apply to which tax year -RRSP refunds vs real tax savings -When you should NOT rush to contribute -RRSP overcontribution penalties -RRSP vs TFSA vs paying down debt near the deadline Key reminder: A refund isn’t “free money.” RRSPs defer tax — they don’t eliminate it. Your tax bracket today vs retirement matters more than the deadline itself. Opening an RRSP or TFSA? Many Canadians use Wealthsimple because it’s simple, low-fee, and CRA-friendly. 👉 Get $25 when you fund your account: https://www.wealthsimple.com/invite/K... (Using this link gives both you and me a $25 bonus. It’s completely optional and at no extra cost to you.) If you want clear Canadian tax guidance explained by a CPA, subscribe for more videos on: RRSPs, TFSAs, tax returns, benefits, and retirement planning. Disclaimer: This video is for general informational purposes only and does not replace personalized tax or financial advice. Always speak with a CPA or financial advisor about your specific situation.