What is the Oregon PERS IAP (Individual Account Program)? скачать в хорошем качестве

What is the Oregon PERS IAP (Individual Account Program)?

If you're an Oregon Public Employees Retirement System (PERS) member, you've likely heard about the Individual Account Program (IAP) – but how does it fit into your retirement plan? In this video, Collective Wealth Planning founder Brenna Baucum, CFP®, CTS™ breaks down what the IAP is, how contributions work, and what it means for your financial future. We'll cover: How your IAP contributions are invested Changes from Senate Bill 1049 and how they impact your IAP Distribution options when you retire: lump-sum, installments, or rolling it over into an IRA Strategies to maximize your IAP contributions and prepare for retirement Why it's important to update your beneficiary designations Whether you're getting ready to retire or planning ahead, understanding the IAP can help you make informed decisions about your financial future. If you're looking for more information, check out our comprehensive blog: https://collectivewealthplanning.com/... 00:28 Why does the Oregon PERS Individual Account Program (IAP) exist? 01:01 How the IAP is funded 01:48 The Employee Pension Stability Account (EPSA) program 02:14 Your investment options within your IAP 02:55 Your IAP options at retirement 04:20 Ways to maximize your IAP contributions 05:33 Accessing more information about your IAP 05:58 Recap #oregonpers #retirementplanning #financialplanning