Pay Off Loans or Invest (5% RULE) скачать в хорошем качестве

Pay Off Loans or Invest (5% RULE)

Pay off loans or invest first? This is one of the most common personal finance questions in the U.S. — and most people get it wrong. In this video, I break down the ONE simple rule that decides whether you should pay off debt or start investing, no matter your income level. Whether you’re dealing with student loans, credit card debt, car loans, or a mortgage, this framework helps you make the smartest financial decision based on interest rates, risk, and long-term wealth building. You’ll learn: When it makes sense to pay off debt early When you should invest even if you still have loans How interest rates compare to stock market returns The biggest mistake Americans make with debt vs investing A clear rule you can apply to student loans, credit cards, car loans, and mortgages This video is perfect if you’re: Trying to build wealth in the U.S. Wondering whether to invest in the stock market, Roth IRA, 401(k), or index funds Paying off student loans or high-interest credit card debt New to personal finance and want a simple, proven framework 📈 Making the right choice between debt and investing can literally save you tens of thousands of dollars over your lifetime. Watch until the end to avoid costly financial mistakes. DISCLAIMER: This video is for educational and informational purposes only and does not constitute financial, investment, or legal advice. I am not a licensed financial advisor. Always do your own research and consult with a qualified financial professional before making any financial decisions. Investing involves risk, including the potential loss of principal.