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Are mortgage payments finally trending down for good? In this month’s San Antonio Housing Update, I’ll break down the latest data on falling mortgage payments, rate forecasts from experts like Fannie Mae and Wells Fargo, and what these numbers mean for both buyers and sellers heading into 2026. 📊 Highlights in this report: Redfin data showing $300+ drop in typical U.S. mortgage payments Forecasted interest rates for 2026 (Fannie Mae: 5.9%) San Antonio housing stats for October 2025 5.44 months of inventory → balanced market Median home price: $280,000 (↓ 4.3% month-over-month) New listings ↑ 14% month-over-month Sold-to-list price ratio: 96.8% 🏠 Need to price your home correctly or find the best deal right now? 👉 Visit www.HomeValueTX.net for a no-hassle, no-obligation valuation and personalized market plan. 📞 Or text/call 210-260-6617 — available 6 days a week, 8am–8pm. 00:00 Introduction 00:21 San Antonio Realtor 00:41 Are mortgage payments falling? 01:36 Will Mortgage rates fall in 2026? 03:40 Is San Antonio a buyers market or sellers market? 04:49 how much can you negotiate on a house in San Antonio right now? 05:22 how much are homes selling for in San Antonio right now? 05:56 homes just listed in san antonio