Starting a Startup in India 2026? Ex-Bank Officer's Reality Check скачать в хорошем качестве

Starting a Startup in India 2026? Ex-Bank Officer's Reality Check

I rejected 500+ business loan applications as a bank officer. Today, I'm sharing the brutal truth about starting a startup in India in 2026 - what banks actually look for, why 90% fail, and the exact roadmap that works. IN THIS VIDEO: Is 2026 a good time to start a business in India? What banks REALLY look for in startup applications 3 hard truths that kill most startups The 4-step roadmap that actually works Funding options in 2026 (Bootstrap, Government schemes, Angels) Hot sectors getting funded right now My biggest lessons from 800+ applications ⏱️ TIMESTAMPS: 0:00 - Why 90% of Startups Fail 0:35 - Is 2026 Good for Indian Startups? 2:30 - 3 Hard Truths from a Bank Officer 5:00 - The 4-Step Startup Roadmap 7:30 - How to Fund Your Startup in 2026 9:00 - Hot Sectors + My Top Lessons 11:00 - Should YOU Start a Startup? 💡 KEY TAKEAWAYS: Validate BEFORE you build anything (saves lakhs) You need 12-18 months runway minimum Get 100 PAYING customers first (not free users) Bootstrap as long as possible Digital India infrastructure = massive opportunity Tier 2/3 cities are the new goldmine 📌 GOVERNMENT SCHEMES MENTIONED: Mudra Loans (up to ₹20 lakhs, no collateral): https://www.mudra.org.in/ Startup India Portal: https://www.startupindia.gov.in/ CGTMSE Scheme: https://www.cgtmse.in/ WHO THIS VIDEO IS FOR: → Aspiring entrepreneurs thinking of starting in 2026 → Anyone who needs business funding/loans → Startup founders struggling to get traction → People who want the REAL story, not guru fluff 💬 COMMENT BELOW: What's your startup idea? Or if you're already building, what's your biggest challenge? I read every comment and try to respond! --- ABOUT ME: I'm Sangeeta Sharma, an ex-bank officer who spent 11 years reviewing and processing business loan applications. I saw hundreds of startups succeed and fail, and now I share real-world insights about entrepreneurship, business funding, and money in India - no fluff, just reality. 🔔 SUBSCRIBE for weekly business insights:    / @smartcreditwithsangeeta   --- ⚠️ DISCLAIMER: This video is for educational purposes only. It's based on my personal experience as a bank officer and should not be considered professional financial advice. Please consult with a qualified financial advisor for your specific situation. --- Thanks for watching! If you found this helpful, please like, subscribe, and share with someone who needs to hear this. Your support helps me create more honest content for entrepreneurs in India. Until next time, keep building smart! Sangeeta NEW VIDEO EVERY FRIDAY at 4 PM IST 📧 Business Consulting: sangeetasharma.cc@gmail.com 🌐 Website: https://smartcreditwithsangeeta.com/ 💼 LinkedIn:   / sangeeta-sharma-credit-analyst   --- 📥 FREE RESOURCES: https://www.smartcreditwithsangeeta.c... 🔔 SUBSCRIBE for startup finance insights that banks won't share:    / @smartcreditwithsangeeta   --- #startupfinance #businessloan #msme #startupindia #entrepreneurship #businesscredit #financialmanagement #creditrisk #indianstartup #businessfunding #StartupIndia #IndianEntrepreneur #BusinessIndia #startupfunding #Entrepreneurship2026 #startupjourney #businessgrowth #startupadvice