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Private banks aren’t what they appear to be. Most people—free-market advocates and statists alike—focus on surface features like private ownership and corporate form. They miss the function. Credit today is centrally controlled. Interest rates, liquidity, and survival conditions are set from above, while banks operate as intermediaries inside that framework. This video explains how a centralized credit system works without nationalization, why prices can’t be allowed to fall, how inflation functions as the mechanism, and why the boom–bust cycle never ends. It also shows why asset prices are protected, why savers are punished, and how market correction is continuously suppressed. The system isn’t unstable by accident. It’s designed to prevent liquidation, preserve debt structures, and keep credit expansion permanent—all while maintaining the appearance of private banking. Key topics covered: Centralized credit vs. market banking Why private banks are private in name only How central banks control the conditions of credit Inflation, asset prices, and suppressed correction Why the boom–bust cycle is permanent 📖 Read the full article: https://mrdevinney.com/centralized-cr...