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Metropolitan Capital Bank and Trust failed and was taken into receivership on January 30, 2026 marking the year's first bank failure. Based on a review of the bank's balance sheet it's clear the problems at this bank were severe and a combination of lingering issues from the 2023 Bank Crisis, Private Equity, and Commercial Real Estate caused the collapse. You can only Extend and Pretend for so long. Link to my video about First National Bank of Lindsay Oklahoma: • The Hidden Horrors Behind The Little Bank ... Link to my video about 48 Forty: • This 48Forty Story Shows Just How Bad The ... Link to my video about United Site Services: • Private Equity Flushed a Porta-Potty Empir... Support the Channel on Patreon: / nobodyspecialfinance Support the Channel by Buying Me a Coffee https://www.buymeacoffee.com/nobodysp... Support the Channel with Melon Merch by TeeSpring: https://nobody-special-finance.creato... Join My Discord for More Discussion, Q&A, and News: / discord Affiliate Links: Use this link to get $10 in free Bitcoin with Swan: https://www.swanbitcoin.com/NobodySpe... Chapters: 0:00 Intro 0:47 The FDIC Announcement 4:52 The 2019 Consent Order 5:44 The CEO and CFO Both Quit 7:09 The Balance Sheet 11:57 Extend and Pretend 12:59 Private Equity 16:12 Commercial Real Estate 18:53 Long Story Short Recommended reading (Amazon Affiliate links): Rich Dad Poor Dad by Robert Kiyosaki: https://amzn.to/3rJvA7Y Atomic Habits by James Clear: https://amzn.to/423Odoy When Genius Failed by Roger Lowenstein: https://amzn.to/3zYpcBK The Great Taking, by David Rogers Webb (Free PDF): https://thegreattaking.com/ Why We Need The Fed (blank gag book) by Joe Brown: https://amzn.to/403amBS Follow Nobody Special on Twitter: / jg_nuke Follow Nobody Special on Spotify: https://open.spotify.com/show/4kUs0OD... #BankFailure #ExtendAndPretend #CRE