8 Reasons When You Should Take Out From Your Roth (If You Have A Pension) скачать в хорошем качестве

8 Reasons When You Should Take Out From Your Roth (If You Have A Pension)

You might have heard to not touch your Roth IRA so that your tax-free investments grow as much as possible. But in this episode of Joe Knows Retirement, Joe shares 8 times when it actually does make sense to take out from your Roth, especially if you have a pension and $1 million+ saved. Whether it's to save money in Medicare premiums or Social Security tax, or just because you had an uncommonly high income year, Joe shares advice on when to wisely take from your Roth. 📞 Schedule a call with our team: https://peakretirementplanning.com/sc... 🎥 Subscribe to our channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe’s book "2% Club": https://keap.page/bsd964/2-percent-to... 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/... #retirement #retirementplanning #pension Timestamps: 00:00 Intro 01:07 Are you part of the 2% Club? 03:38 1. Higher tax times 04:06 2. You're teetering between tax brackets 05:45 3. You have an uncommonly high income year 06:40 4. You utilize the ACA in early retirement 08:43 5. Medicare premium tiers 10:34 6. Social Security tax torpedo 12:35 7. Widow's penalty 13:59 8. Legacy planning (Leaving money to your kids) Disclaimer: Since we do not know your specific situation, none of this information can serve as tax, legal, insurance, or financial advice, and may be outdated or inaccurate. The information comes from sources believed to be reliable but cannot be guaranteed. This content is prepared for educational purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Peak Retirement Planning, Inc. is a Securities and Exchange Commission registered investment adviser and able to offer advisory services in Ohio and in other states where registered or exempt from registration.