How to Pay Zero Tax on Pension Withdrawals in 2026 - 5 Legal Strategies скачать в хорошем качестве

How to Pay Zero Tax on Pension Withdrawals in 2026 - 5 Legal Strategies

Deciding how much to withdraw from your pension—and when—could be the difference between paying thousands in tax or paying nothing at all. Most people don't realise they're handing over money to HMRC that they never needed to pay. In this video, I walk you through 5 completely legal strategies to pay zero tax on your pension withdrawals, ensuring you keep more of your hard-earned savings for your retirement. With over 25 years of experience working with individuals and large organisations (including PwC, EY, and KPMG), I have seen how the "emergency tax code trap" and poor timing can derail even the best retirement plans. I reveal the £16,760 tax-free withdrawal strategy and explain how to combine your 25% tax-free allowance with your Personal Allowance for maximum efficiency. In this video, we cover: The £16,760 Strategy: How to withdraw this specific amount with zero tax. The 25% Rule: Using your tax-free lump sum properly to bridge the gap. ISA Boosting: How ISA withdrawals can supplement your tax-free income. Marriage Allowance: Claiming your £252 per year tax break. The Tax Year Split: Why timing your withdrawals across April saves thousands. Emergency Tax: How to avoid the DWP and HMRC overcharging you on day one. TIMESTAMPS: 0:00 - How to Pay ZERO Tax on Your Pension 1:15 - The £16,760 Tax-Free Withdrawal Strategy 2:45 - Combining the 25% Allowance with Personal Allowance 4:20 - Using ISAs to Boost Your Tax-Free Income 6:10 - The Marriage Allowance: How to claim your £252 7:50 - Timing is Everything: Splitting across tax years ABOUT ME My name is Saq Hussain and I run FinancialEducation.co.uk. I have over 25 years of experience helping individuals and organisations manage money and plan for retirement. My professional background includes: Former Director and UK Head of DC Pensions, Benefits & Wellbeing at PwC. Strategic Advisor on DC Pensions to EY (Ernst & Young). Former DC (defined contribution) pensions and benefits consultant at KPMG. Member of the Living Wage Foundation steering group (developed the National Living Pension standard). Learn more about the steering group here: https://www.livingwage.org.uk/steerin... AS SEEN IN THE PRESS Financial Times (FT Adviser): https://www.ftadviser.com/content/a5f... Daily Mail (This Is Money): https://www.thisismoney.co.uk/money/p... The Daily Telegraph: https://www.pressreader.com/uk/the-da... RESOURCES & CONNECT Website: https://financialeducation.co.uk/ LinkedIn:   / saq-hussain   #saqhussain #financialeducation #ukpensions #pensiontax #taxfree