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This is a common and confusing question for Georgetown Texas homeowners when slow drains, backups, or sewage issues suddenly turn into expensive problems. The answer depends on what caused the blockage and what your insurance policy includes. In most cases, blocked drains are not covered by homeowner’s insurance when they result from normal wear, improper use, or lack of maintenance. Insurance companies typically consider grease buildup, hair, soap residue, flushed wipes, and everyday debris to be preventable issues. However, coverage may apply if the blockage or damage was caused by a sudden event outside the homeowner’s control, such as a collapsed pipe, ground movement, or tree root intrusion that caused immediate damage. In Georgetown Texas, older homes and mature trees increase the risk of sewer line issues caused by soil shifting or root intrusion. Insurance may help cover damage to floors, walls, or belongings if the blockage caused sudden wastewater backup, especially if you have a sewer backup endorsement. A professional camera inspection and clear documentation are often required to support an insurance claim. If you are dealing with a severe drain blockage or backup, call PlumbPros right away for a professional inspection and expert guidance. Acting quickly can help limit damage and determine whether insurance coverage may apply. Check out our FAQ: https://www.plumbprostx.com/faq/#are-... Read the full blog: https://www.plumbprostx.com/blog/2026... Google Business Profile: https://maps.app.goo.gl/ogZ5T8xLn5qW3...