Fixed Deposit Returns Plunge As RBI Cuts Rates, Here Are Where You Can Get Better Returns скачать в хорошем качестве

Fixed Deposit Returns Plunge As RBI Cuts Rates, Here Are Where You Can Get Better Returns

With the Reserve Bank of India slashing repo rates significantly from January 2025 levels, bank fixed deposit returns have hit record lows, prompting a critical look at investment alternatives. The discussion highlights that while borrowers benefit from lower rates, depositors facing inflation and taxes are seeing their returns erode. Experts suggest that 'debt neutral funds as a category is a very attractive category' due to liquidity and tax efficiency. For senior citizens seeking safety, the advice is to 'stick to FD, but try credible private sector FDs' which offer better rates than traditional banks. Additionally, 'multi-asset allocation fund' strategies investing in debt, equity, and commodities are recommended for those willing to take calculated risks. The consensus remains that while 'nothing is zero risk like FD', diversifying into hybrid funds is essential in this low-interest regime. #BusinessToday #PersonalFinance #FixedDeposits #InvestmentAdvice #RBIRates #FinancialPlanning #SeniorCitizens #WealthManagement #MutualFunds #IndianEconomy #Savings #DebtFunds #MoneyManagement #RetirementPlanning #Inflation #TaxPlanning ----------------------- Thank You for watching! Do not forget to Like | Comment | Share ----------------------- About the channel Watch us for the best news and views on business, stock markets, crypto currencies, consumer technology, the world of real estate, bullion, automobiles, start-ups and unicorns and personal finance. Business Today TV will also bring you all you need to know about mutual funds, insurance, loans and pension plans among others. Follow us at: Website: https://www.businesstoday.in WhatsApp: whatsapp.com/channel/0029Va4Hd309hXFCqY62yD2I Facebook:   / businesstoday   twitter:   / business_today   Instagram:   / business_today