Скачать с ютуб What is the best way to take your RMD? | When to Take RMDs в хорошем качестве

What is the best way to take your RMD? | When to Take RMDs

Required Minimum Distributions (RMDs) are mandatory withdrawals from retirement accounts starting at age 73 or 75, based on the individual's birthdate. These distributions, which are typically about 3.5% of the account's value from the previous year, can be received through existing monthly payments or as a lump sum. To take advantage of potential market growth and interest, it is recommended to delay these distributions until later in the year, if they are not distributed monthly. RMDs can also be used for charitable contributions, providing tax benefits, and any unused portions can be reinvested in a brokerage account. Keep in mind that it's crucial to take the RMD to avoid a 50% penalty. Download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more! Click here: https://wiserinvestor.com/guides/ Schedule a consultation with one of our financial advisors: https://wiserinvestor.com/contact-us Subscribe to our YouTube channel:    / @awiserretirement   Connect: Website: https://wiserinvestor.com Phone: 678-841-0097 Facebook:   / wiserwealthmanagement   LinkedIn:   / wiserwealth   Instagram:   / wiserinvestor   Twitter:   / wiserwealthmgt   Podcast: https://www.buzzsprout.com/1941879 YouTube:    / wiserwealth   #rmd #rmdrules #retirement #taxstrategy