Social Security Timing, Pensions, and Survivor Benefits Explained скачать в хорошем качестве

Social Security Timing, Pensions, and Survivor Benefits Explained

Trying to figure out when to file for Social Security can feel overwhelming, especially if you have a pension, are self-employed, or are relying on survivor benefits. In this episode of Cedar Harvest by Maximize Asset Protection, Mario, Officer Ty, estate planning attorney Cindy Starkey, and certified financial fiduciary Todd DeBerry break down how Social Security really works in plain language. They tackle the confusing rules around full retirement age, early filing, delayed credits, survivor benefits, and how all of it fits into a real retirement income plan, not just a pile of accounts. You will hear Cindy’s real situation as a business owner, former assistant attorney general, and widow navigating both a pension and Social Security, plus insights that apply to self-employed professionals, law enforcement officers, public employees, and anyone with questions about spousal or divorced-spouse benefits. Todd explains key concepts like Social Security optimization, the earnings test if you keep working, how benefits can become taxable, and why waiting can mean an 8 percent per year increase in income for life, if it fits your overall retirement strategy. If you are in your late 50s or early 60s, thinking about retirement, or worried about outliving your money, this conversation will help you see Social Security as part of a bigger plan. You will learn how to avoid common mistakes, coordinate Social Security with pensions, business income, and Medicare costs, and ask better questions of your advisor. This episode is designed to help you make informed decisions, protect your hard-earned assets, and get more clarity and confidence about your retirement income, Social Security benefits, and long-term financial planning. FOLLOW US ON: Youtube:    / @maximizeassetprotection   Facebook:   / maximizeassetprotection   Instagram: https://www.instagram.com/maximizeass... TikTok:   / maximizeassetprotection   Twitter: https://x.com/MaximizeAsset LinkedIn:   / norma-noriega-960858124     / mario-lizarraga-10679a20   FIND US AT: Maximize Asset Protection Homepage: https://mapfl.com/ Maximize Asset Protection Carriers: https://mapfl.com/carriers/ Maximize Asset Protection About Us: https://mapfl.com/#about_us Maximize Asset Protection Podcast: https://mapfl.com/podcast/ Maximize Asset Protection Contact Us: https://mapfl.com/#contact_us Maximize Asset Protection Location: https://maps.app.goo.gl/wrNyankTSvAeL... FLIPBOOK: https://designrr.page/?id=589579&toke... PDF: https://drive.google.com/file/d/12QOW...