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👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest In this video, we will break down APRA’s new lending limits and explain what’s really going on: the rise of high DTI loans, the growing share of investor lending, and how today’s risks differ from the last investor/interest-only boom. You’ll learn: Why APRA is suddenly focused on high DTI loans How the share of investor, high-LVR and interest-only lending has changed over time What these rules could mean for your borrowing power and portfolio strategy If you’re planning your next investment or just want to understand how the credit cycle works, this will give you the context – and the numbers – behind APRA’s latest move. #APRA #Propertyinvesting #LendingCrackdown Chapters 00:00 – Intro 00:54 – The Announcement 01:45 – The Big Context 04:35 – The New Rule 07:52 – Why APRA Is Doing This 10:31 – Australia Versus Other Countries 11:56 – APRA's Long-term Plan 13:31 - Will APRA Go Further 14:36 - Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.