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Millions of Americans are expecting tax refunds — only to find out the money is gone. In this video, we break down why tax refunds are being reduced or completely taken due to outstanding debt. From unpaid student loans and child support to back taxes and government overpayments, many people are learning about something called a “tax refund offset” the hard way. Here’s what we cover: • What a tax refund offset is • Which debts can trigger it • How the government can legally take your refund • Whether you can dispute it • What to do if your refund disappears For many households, that refund was already spent in their mind — and losing it can cause serious financial stress. Before you count on that money, you need to understand how this works. TikTok: https://www.tiktok.com/@jayyreed?_t=Z... Patreon: / realjayreed Facebook: facebook.com/thejayreed video credit: This video includes my commentary and reactions to publicly available TikTok content, used under Fair Use for discussion and critique. Equipment I use in my videos: Swinging pendulum https://amzn.to/42K3Kfy Camera(Sony A6400) - https://amzn.to/3lA0tY8 Monitor(Samsung Gaming 32 inch Monitor) - https://amzn.to/3eSeDle #jayreed #economy #politics #costofliving #layoffs