Early Retirees: The 2026 ACA Subsidy Cliff Is Back (Here's Your Plan) скачать в хорошем качестве

Early Retirees: The 2026 ACA Subsidy Cliff Is Back (Here's Your Plan)

👉 Book your free Healthcare Strategy Session → https://www.lestna.com/get-started Planning early retirement? 2026 brings two major ACA threats: premiums rising 18% (the biggest jump since 2018) and enhanced subsidies potentially expiring - bringing back the cliff where one extra dollar costs you $10,000+ in credits. In this video, discover how to control your income, avoid the cliff, and keep healthcare costs from derailing retirement. 00:00 Intro 00:39 ACA Basics: Your Starting Line 01:41 2026 Changes 03:05 The Two Levers That Set Your Bill 04:22 The Cliff: How to Stay Safe 05:43 Three Scenarios: Travel, Early Social Security, Business Transition 08:09 What Counts in ACA Income 08:44 2026 Open Enrollment Playbook 09:49 Final Thoughts --------- Vitaly Novok is a fiduciary financial planner with Lestna Retirement. He helps people protect their wealth and maximize the lasting impact of their legacy by creating personalized financial and estate planning strategies. ✅ Request your free one-page financial plan: https://www.lestna.com/one-page-plan ☎ Start Planning Your Estate Now https://www.lestna.com/get-started 🌍 Visit Lestna Retirement: https://www.lestna.com Disclaimer: This video and its description are provided for informational and educational purposes only. Just to be super clear - no attorney-client, tax-advisor, investment-advisor, or fiduciary relationship is created by watching this content or reaching out to me afterward. I am not an attorney, so nothing I share should be construed as legal advice. The ideas I discuss are generic in nature and do not constitute personalized investment, tax, or legal recommendations. You'll always want to consult with a qualified attorney, CPA, and financial advisor who can evaluate how these concepts might apply to your specific situation. Keep in mind that past performance is not indicative of future results, and all investing involves risk, including the possible loss of principal. This content is not an offer to buy or sell any security and shouldn't be relied upon to make investment decisions. The information I share comes from sources I believe are reliable, but I can't guarantee accuracy. Things change quickly in our field, so what I'm discussing today may become outdated or could be affected by future developments or changes in laws. #HealthcarePlanning #EarlyRetirement #RetirementPlanning